New Prime Visa cardholders are in for an extra treat as they work through their holiday shopping list this year.
If you’re interested in signing up for this Amazon credit card, for a limited time, you’ll immediately earn a welcome bonus of a $200 Amazon gift card upon approval. This is double the $100 Amazon gift card the Prime Visa typically offers new cardholders, so if you’ve been toying with the idea of getting this card, now’s the time to move.
Prime Visa
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Rewards
Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership, unlimited 1% back on all other purchases
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Welcome bonus
Get a $200 Amazon Gift Card instantly upon approval exclusively for Prime members
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Annual fee
$0 (but Prime membership is required)
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Intro APR
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Regular APR
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Balance transfer fee
Either $5 or 4% of the amount of each transfer, whichever is greater.
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Foreign transaction fee
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Credit needed
Member FDIC. Terms apply.
Pros
- No annual fee
- 5% back at Amazon.com and Whole Foods Market
- No fee charged on purchases made outside the U.S.
Cons
- Prime membership is required
- The 5% back on groceries only applies to groceries bought on Amazon.com, Amazon Fresh or at Whole Foods Market
Amazon Prime Visa Card elevated welcome offer
For a limited time, new Prime Visa applicants will receive a $200 Amazon gift card immediately upon approval with no minimum spending requirement. The gift card will be automatically loaded onto your Amazon account so you can use it immediately.
Beyond the welcome bonus, the card earns 5% cash back on all purchases at Amazon.com, Amazon Fresh, Whole Foods and Chase TravelSM, as well as 10% back or more on a rotating selection of items and categories on Amazon.com. Plus, it offers an above-average return of 2% back at restaurants, gas stations and local transit and commuting.
Prime Visa cardholders need an Amazon Prime account to qualify for the card, although you can still get an Amazon Visa without a Prime membership. However, non-Prime members will earn less cash back on their Amazon and Whole Foods purchases.
Other great credit cards to earn rewards on Amazon purchases
Chase Sapphire Preferred® Card
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Rewards
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Chase Travel Hotel Credit, plus more.
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Welcome bonus
Get up to $1,050 in Chase TravelSM value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That’s worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.
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Annual fee
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Intro APR
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Regular APR
20.99% – 27.99% variable on purchases and balance transfers
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Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
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Foreign transaction fee
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Credit needed
Citi Double Cash® Card
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Rewards
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
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Welcome bonus
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
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Annual fee
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Intro APR
0% for the first 18 months on balance transfers; N/A for purchases
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Regular APR
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Balance transfer fee
For balance transfers completed within 4 months of account opening, an intro balance transfer fee of 3% of each transfer ($5 minimum) applies; after that, a balance transfer fee of 5% of each transfer ($5 minimum) applies
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Foreign transaction fee
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Credit needed
Capital One QuicksilverOne Cash Rewards Credit Card
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Rewards
Unlimited 1.5% cash back on every purchase
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Welcome bonus
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Annual fee
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Intro APR
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Regular APR
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Balance transfer fee
$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
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Foreign transaction fee
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Credit needed
Average, Fair, or Limited
Pros
- Unlimited 1.5% cash back on every purchase
- Redeem cash back at anytime and for any amount
- No fee charged on purchases made outside the U.S.
Cons
- $39 annual fee
- High variable APR
- No welcome bonus
Bottom line
If you haven’t started thinking about holiday shopping, Amazon’s Prime Visa welcome offer might inspire you to sign up and start working your way through your list. And if the online retailer isn’t your cup of tea, don’t forget that there are plenty of 0% APR cards, travel cards, and rewards cards that can help you make the most from every swipe.
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