Whether you’re negotiating a pay raise, presenting ideas to your colleagues or convincing your friends to try out a new restaurant in your city, persuasion is an integral part of communication in your daily life.The most persuasive people are able to prove their point without seeming manipulative or ill-intended. They know how to make their voices heard.Here are three tactics they use to influence others, according to psychologists and executive coaches.1. They speak with convictionSometimes, being persuasive is more about how you say something than what you’re saying. You can make a big impact by making small changes in your…
Author: usaeverydaylife
Hill Street Studios | Getty ImagesKeith Harris, a 17-year-old high school senior at KIPP DC College Preparatory, has studied accounting, investing and budgeting, among other basic lessons, like his English, history and math curriculum.Harris is enrolled in his high school’s NAF Academy of Business, a rigorous three-year finance program with a work-based learning component. Because Harris, who lives with his aunt, received a full scholarship to college next fall, he’s also able to set some of his part-time earnings aside and invest those funds.”Through the program I developed a lot of skills, such as managing my finances and investing in stocks,”…
Dungeons and Dragons has come a long way since making its debut 50 years ago.After decades spent as the pinnacle of nerd culture, the popular tabletop game has broken into the mainstream thanks in part to the success of Netflix’s mega-hit show “Stranger Things” and the best-selling videogame “Baldur’s Gate 3.”Indeed, D&D publisher Wizards of the Coast has seen its annual revenue grow from $761 million in 2019 to $1.17 billion as of October 2024. The company estimates that 85 million people have played the game since it was first introduced in 1974 — a figure equivalent to the population…
Data centers powering artificial intelligence and cloud computing are pushing energy demand and production to new limits. Global electricity use could rise as much as 75% by 2050, according to the U.S. Department of Energy, with the tech industry’s AI ambitions driving much of the surge.Data centers powering AI and cloud computing could soon grow so large that they could use more electricity than entire cities.As leaders in the AI race push for further technological advancements and deployment, many are finding their energy needs increasingly at odds with their sustainability goals.”A new data center that needs the same amount of…
Yes, you read that headline right. There’s something unique happening between two of the largest exchange-traded funds tracking U.S. semiconductor stocks: One fund is sharply underperforming the other, despite several recent years of relatively in-line performance. The VanEck Semiconductor ETF (SMH) is up about 42% in 2024, while the iShares Semiconductor ETF (SOXX) has lagged with a gain of 15%. That gap of more than 26 percentage points is the largest going back more than a decade, according to a CNBC analysis. The massive disparity in performance matters because it means the VanEck ETF is tracking for larger gains than…
Many Americans make New Year’s resolutions as the calendar winds down each year. And financial resolutions like paying down debt or saving more money are some of the most common goals people set year after year.Depending on how you define it, you may not be able to get rich in a single calendar year. But there are steps you can take to increase your wealth, regardless of where you’re starting. With that in mind, here are three investing tips from self-made millionaires on how to grow your wealth in the coming year, drawn from their personal experiences.1. Keep it simpleYou don’t…
Wall Street asset managers are betting on actively managed exchange-traded funds to help grow their revenue and protect their margins, but the space is shaping up differently than the traditional stock-picking business. ETFs have traditionally been associated with low-cost passive management, and the vast majority of money in the space is held by those vanilla funds. But through November, active ETFs had accounted for 27% of net inflows and 77% of new launches in 2024, according to JPMorgan Asset Management. Many industry experts point to a 2019 rule change from the U.S. Securities and Exchange Commission as the start of…
Over 15 years, I interviewed hundreds of entrepreneurs and their parents to learn how they were raised.On the whole, these families are very happy with how their kids turned out. The parents say their grown children are not only accomplished and financially successful, but generous and kind. But looking back now, so many of the parents told me there were several things they wished they had known while their children were growing up. DON’T MISS: The ultimate guide to earning passive income onlineThese aren’t the same as their regrets. Still, the parents shared with me that, with this knowledge, they might…
Treasury Secretary Janet Yellen speaks with CNBC from the New York Federal Reserve on Sept. 26th, 2024.David A. Grogan | CNBCTreasury Secretary Janet Yellen warned congressional leaders Friday that the federal government will hit its debt limit as early as Jan. 14 unless Congress takes action or her department implements “extraordinary measures” to avoid default.Yellen’s letter indicates that the looming debt ceiling fight involving Congress and the new administration is likely to take place in the early months of next year after President-elect Donald Trump failed to get a provision raising or eliminating the debt ceiling tacked on to an end-of-year spending bill.”Treasury…
When I left a 20-year career as a journalist and editor to launch a brand of weighted stuffed animals, my friends and colleagues were shocked. Frankly, I was too. But I knew my career shift was the culmination of a lifelong mission.My family arrived in Columbus, Ohio, from Russia in the 80s when I was two. Mental health was not a topic of discussion. The prevailing wisdom was: If you’re not seriously injured, no need to complain. So as a pre-teen grappling with anxiety and depression, I turned to magazines for information and validation. They helped me feel less alone, and…
