Author: usaeverydaylife

American Express is usually best known for its cards, but its deposit accounts are also worth considering. American Express CDs come with no fees and offer solid rates on shorter terms, making them a good choice for maximizing returns on short-term goals. American Express CDs Information about the American Express CDs has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.Annual Percentage Yield (APY)TermsFrom 11 months to 5 yearsMinimum balanceMonthly feeEarly withdrawal penalty feeFor CDs with terms less than 12 months, the early withdrawal penalty is 90 days’ interest…

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Like many culture-shaping trends, it started on TikTok.Posts by Norwegian swimmer Henrik Christiansen, now widely known as the “muffin man,” showcased the chocolate muffins served in the Olympic Village during the Summer Games. Christiansen’s posts, highlighting his adoration of the fudgy morsels, drew millions of views as he competed at the Paris Olympics and led to numerous duplicate muffin recipes (including one in The New York Times).But one New York City-based fan of Christiansen’s posts didn’t want to settle for only a reproduction.Instead, Kelin Carolyn Zhang, a 32-year-old independent designer, wondered if she could try the real deal. There was…

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The Travel Agency on Fifth Avenue in New York Cityis an adult-use recreational marijuana dispensary.Courtesy: The Travel AgencyCannabis consumption has turned a corner — and now it’s on Fifth Avenue.Shoppers walking along the iconic New York stretch of retailers can pick up jewels from Cartier and new threads from Saks, as well as pre-rolled, New York state-grown marijuana joints from a new dispensary. In the 3½ years since New York state legalized adult-use marijuana, licensed cannabis sales have taken off, topping $100 million last year. And now, legal avenues for cannabis consumption are gaining traction in the luxury market. As New York…

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The transfer window has… closed.For Europe’s leading football clubs, the chance to revamp, reshape and — in certain cases — reduce their squads is over, until January at least. It was another busy summer for Chelsea, while after years of bringing in significant funds by selling players, Brighton & Hove Albion transformed themselves into a buying club, spending almost £200million ($263m) to give new manager Fabian Hurzeler plenty of options.Arsenal lured Euro 2024 luminaries Riccardo Calafiori and Mikel Merino to north London, Liverpool added Federico Chiesa to Arne Slot’s attacking options, and Manchester United were seen making some potentially sensible…

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As Americans make more money, it appears they’re more likely to stay put. Households from the top 20% of earners — those earning $150,000 or more a year — are the least likely income group to have moved in 2023, according to a HireAHelper.com analysis of Census Bureau data.Just 6.5% of these households relocated. That’s compared with 9% of those in the bottom 20% of earners (making $30,000 a year or less), the group most likely to have moved. Homeownership may play a significant role. Higher earners are more likely to own their homes, Census Bureau data confirms, and owners are…

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The Detroit Lions have never won 10 or more games in consecutive seasons. Will that change this year?Can anything keep the two-time defending Kansas City Chiefs from nabbing the AFC’s top seed? Will Jayden Daniels’ arrival lift the Washington Commanders? Could Sean Payton’s Denver Broncos or Mike Tomlin’s Pittsburgh Steelers land among the league’s bottom feeders?Let’s go to our experts to answer these questions, with the help of analytics and our eyes on the beat.After running 10,000 simulations of the 2024 season, Austin Mock’s NFL betting model has calculated an expected win total for every team, from the San Francisco…

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Former US President and 2024 Republican presidential candidate Donald Trump speaks during a town hall meeting in La Crosse, Wisconsin, on August 29, 2024.Kamil Krzaczynski | Afp | Getty ImagesFormer president Donald Trump said he expected a ballot measure in Florida to legalize marijuana to pass in a new TruthSocial post, but called on the state legislature to create laws to prevent the use of the drug in public.”In Florida, like so many other States that have already given their approval, personal amounts of marijuana will be legalized for adults with Amendment 3,” the former president wrote, adding, “Whether people like…

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A “Now Hiring” sign is posted in the drive thru of a McDonald’s restaurant on July 07, 2021 in San Rafael, California.Justin Sullivan | Getty ImagesMore wage hikes are coming across U.S. states in 2024 and many Main Street businesses may feel the pinch. Not only are wages generally up from year-ago figures given the hot labor market, but minimum wage rates are rising in many states as a result of new laws. These can be a double-whammy to small businesses already dealing with inflationary pressures. At the same time, businesses know they need to pay more to attract top talent.”It’s…

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The Hollywood sign is viewed during a clearing storm.Mario Tama | Getty Images News | Getty ImagesFor over 100 years, Hollywood has transported audiences to worlds outside their own, from the slick streets of New York City to the yellow bricks of Oz. Hundreds of acres of land in Los Angeles are dedicated to crafting stories for the biggest and smallest screens, and movie studios are offering more ways than ever for cinema lovers to get a behind-the-scenes peek at how — and where — the magic is made.”Touring the studios, being able to go where this stuff happened, to be…

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Major Chinese companies’ latest quarterly reports reinforce how the local market is one for stock pickers. “There has been outperformance, but it has been unique to certain companies,” Lorraine Tan, director of Asia equity research at Morningstar, said in a phone interview with CNBC Pro. “The trend is, across the board, more so weakness reflecting macro trends, and guidance is cautious.” “The individual companies that have outperformed have done so because they have a much more resilient mix of products, or business market positions,” she said. Of note, Alibaba and Tencent each reported capital expenditures that roughly doubled from a…

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